Category Archives: For Buyers

$8000 Grant Money available to Buy a home in Kansas

For a limited time there is an $8000 grant available to home buyers purchasing in Kansas. You don’t have to be a first time buyer to qualify but you do need to meet income guidelines. You also must: • Contribute at least $1,000 to the purchase of the home • Participate in home buyer and […]

4 Tips to Determine How Much Mortgage You Can Afford

By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home […]

Things not to do when buying a house

Don’t make any major purchases that would create debt of any kind (cars, furniture, appliances). Even paying cash for a major purchase may create a problem with getting a loan, as  the lender may be using your cash reserves to help you qualify. Resist the urge to buy furniture or appliances even if you are […]

7 Tips for Improving Your Credit

Article From By: G. M. Filisko Published: February 25, 2010 Here’s how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score […]

Which Home Warranty Should You Choose?

When you buy a home, you are often offered a home warranty. These warranties are usually a year long and usually cover plumbing, appliances and heating & air problems that could occur. I have listed several home warranty companies below. Each company offers a little different coverage, cost and deductible.  This is a chance to […]

Improving Your FICO® Credit Score

It’s important to note that raising your FICO® credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. Payment History Tips • Pay your bills on time. Delinquent payments and collections can […]