Category Archives: Financing

$8000 Grant Money available to Buy a home in Kansas

For a limited time there is an $8000 grant available to home buyers purchasing in Kansas. You don’t have to be a first time buyer to qualify but you do need to meet income guidelines. You also must: • Contribute at least $1,000 to the purchase of the home • Participate in home buyer and […]

4 Tips to Determine How Much Mortgage You Can Afford

By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home […]

7 Tips for Improving Your Credit

Article From By: G. M. Filisko Published: February 25, 2010 Here’s how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score […]

Improving Your FICO® Credit Score

It’s important to note that raising your FICO® credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. Payment History Tips • Pay your bills on time. Delinquent payments and collections can […]

Guaranteed Rural Development Loans are Ending

I received this message this morning from one of the Wichita mortgage lenders that I deal with on a regular basis. Rural Development loans are 100% loans for low-income families. These loans have income, purchase price and area limitations. These are the areas in and around Sedgwick County that usually qualify for a USDA Rural […]

10 Tips To Improving Your Credit Report

Credit is something that some take lightly or give little thought to until it’s really needed. There are 10 things that you can do to make sure that your credit is always in good standing so it will be available when you are ready to buy a Wichita home. 1 – Pay your bills on […]