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For a limited time there is an $8000 grant available to home buyers purchasing in Kansas. You don’t have to be a first time buyer to qualify but you do need to meet income guidelines. You also must: • Contribute at least $1,000 to the purchase of the home • Participate in home buyer and […]
By knowing how much mortgage you can handle, you can ensure that home ownership will fit in your budget. Here are six surefire ways you can get your finances in order before you buy a home. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home […]
Special assessments or special taxes are fairly common in the Wichita, KS area. These are charges attached to real estate for public projects. Examples of these public projects are installing water lines, sewer lines, paving streets, street lighting, sidewalks and parking structures. Almost all brand new homes have special taxes. Specials are usually spread over […]
Don’t make any major purchases that would create debt of any kind (cars, furniture, appliances). Even paying cash for a major purchase may create a problem with getting a loan, as the lender may be using your cash reserves to help you qualify. Resist the urge to buy furniture or appliances even if you are […]
Article From HouseLogic.com By: G. M. Filisko Don’t rouse the IRS or pay more taxes than necessary–know the score on each home tax deduction and credit. As you calculate your tax returns (http://www.houselogic.com/articles/tax-tips-homeowners-looking-ahead-2010-returns/), consider each home tax deduction and credit you are-and are not-entitled to. Running afoul of any of these 10 home-related tax mistakes-which […]
Article From BuyAndSell.HouseLogic.com By: Terry Sheridan Published: June 02, 2010 Know the basics of FHA loan rules and you stand a better chance of selling your house or condo. Make your house FHA-friendly, and it will appeal to more homebuyers. Why? Because the Federal Housing Administration is insuring the mortgage loans used by about 30% […]
Article From BuyAndSell.HouseLogic.com By: Carl Vogel Originally Published: August 05, 2010 Before you put your home up for sale, use the right comparable sales to find the perfect price. How much can you sell your home for? Probably about as much as the neighbors got, as long as the neighbors sold their house in recent […]
Bond money is back. The main difference between now and the last times that bond money was issued is that this time the bond money must be repaid. This is still a good opportunity to get into a home for very little money down at a very low interest rate. Bond money qualifications: Buyers must […]